The success of programs crucial to Nevada’s seniors and future generations is very important to me. I am fortunate to serve on both the Senate Committee on Finance and the Senate Special Committee on Aging, which have great influence on our nation’s senior programs. One of those programs is Medicare. I believe Congress has a responsibility to fulfill the promise it has made to all seniors by maintaining the Medicare program.
It is also of great importance that Nevadans have a clear understanding of what Medicare has to offer and how to best utilize it. The program is available to all seniors ages 65 and older. Current beneficiaries of Medicare have the opportunity to change their coverage during the open enrollment period beginning in mid-October; however, changes will not go into effect until January of 2016. You can learn more about enrollment at http://www.medicare.gov or by calling (800) 633-4227.
Medicare has four key parts to understand. The first part, Medicare Part A, is hospital insurance that covers inpatient care in hospitals, home health care, nursing facility care, and hospice care. Medicare Part B is medical insurance that covers services from health care providers, preventive services, medical equipment, and outpatient care. Medicare Advantage, Part C, includes benefits covered under both Part A and Part B but is run by Medicare-approved private insurance companies and may include extra benefits for a greater price. This also generally includes prescription drug coverage, much like Medicare Part D. Part D is Medicare prescription drug coverage and is also run by Medicare-approved private insurance companies. To learn more about Medicare plans and eligibility, visit this website: http://www.medicare.gov/Pubs/pdf/10050.pdf or call (800) 633-4227. You can also contact the State Health Insurance Assistance Program and sign up for counsel in your local area by calling (800) 307-4444.
I hope you find this information helpful. If you or any other Nevadan is facing difficulties with this program, my staff and I would be happy to assist you. To reach my Las Vegas office, please call (702) 388-6605.